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Changes to Mortgage Rules

Yesterday  the federal government announced changes to the rules for government-backed insured mortgages (less than 20% down payment). The rules are listed below.  Below to each rule, I have added my comments. I hope my comments clarifies any doubts you may have. As always, if you have any questions please feel free to contact me.
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Dull stupid fatuous…

Taking a look around us, it is easy to spot dull stupid fatuous people.  They are better known as jerks, and  are like roaches — there is never just one.
He or she is an intrusive, backstabbing, interrupting, monopolizing, bragging, paranoid, two-faced, intimidating, and SARCASTIC. Everyone is given a jerk just like a guardian angel. Instead [...]

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First Impressions

First Impressions

No matter how much we might think that we are non-judgmental every one of us is ‘guilty’ of making first impressions about people. It can take as little as 3 seconds for us to make an initial first impression about somebody we meet for the very first time and this is whether we do that [...]

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