Effective April 9, CMHC is adding more restrictions to its Self-Employed stated income product. Self-employed borrowers who choose to apply under this program, and not verify their income using traditional means, will have to put down 10% when purchasing a home (instead of 5% today). Stated income applicants who wish t…o refinance will be limited [...]
Huge! Prime North York Location! Gorgeous West Facing Bright Unit. Spectacular View. $$$ Spent On Renovation. Modern Open Concept Kitchen With Newer Appliances. New Floors & Washroom. Easy Access To Hwy’s 404/401, Ttc, Hospital, Schools, Skyview Plaza & Fairview Mall. Must See! [...]
Absolutely Sensational Bungalow in the Heart of North York, in a Well Sought-after and Quiet Community. A Very Bright and Open Concept Home, Perfect for Entertaining and Family Living. Walk to Yonge Street, Close to Schools, Shopping, TTC, and all Other Amenities [...]
What a luxury! A stunning 2+1 penthouse, over 1,005 sf, in prestigious Bayview Village Mall area with an spectacular view. This is a larger unit with 2 parking spots, and is loaded with upgrades and high quality workmanship [...]
Yesterday the federal government announced changes to the rules for government-backed insured mortgages (less than 20% down payment). The rules are listed below. Below to each rule, I have added my comments. I hope my comments clarifies any doubts you may have. As always, if you have any questions please feel free to contact me.
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WOW! A beautiful renovated 3+2 bungalow in a well sought-after quiet community is available for sale. The basement has a 2 bedroom apartment with separate entrance. No expense spared. $$$ Spent on Upgrades [...]
Taking a look around us, it is easy to spot dull stupid fatuous people. They are better known as jerks, and are like roaches — there is never just one.
He or she is an intrusive, backstabbing, interrupting, monopolizing, bragging, paranoid, two-faced, intimidating, and SARCASTIC. Everyone is given a jerk just like a guardian angel. Instead [...]
No matter how much we might think that we are non-judgmental every one of us is ‘guilty’ of making first impressions about people. It can take as little as 3 seconds for us to make an initial first impression about somebody we meet for the very first time and this is whether we do that [...]
Here you are, so welcome! I’m a realtor, a techie, a cook, a dad, a coach, and a giver of smiles to many. At the age of forty something, I’m also a twenty plus year fan of Pink Floyd, Supertramp, and Dariush. Read More ... 